Frequently Asked Questions

MCC offers an employer funded Life and Accidental Death & Dismemberment Plan (Life AD&D) and an employee funded Optional Life Insurance Plan through UNUM.

Life AD&D is a life insurance benefit that is fully-paid for by participating employers.

All full-time employees who are scheduled to work 20 hours or more per week are eligible to participate in MCC’s Life and AD&D plan.

Part-time (those who work less than 20 hours a week), seasonal, and temporary employees are not eligible.

As a new hire, you begin participating in the plan the first of the month following your date of hire. If your date of hire is the first of the month, you begin participating on that day.

If your employer offers Life and AD&D, you are automatically enrolled in the plan on the day you become eligible.

You pay nothing toward the Life and AD&D plan. Monthly premiums are paid by your employer on your behalf.

No, Life and AD&D is for you, the employee, only.

Yes. Employer provided Life and AD&D is different, and separate, from the Optional Life Plan which employees pay for themselves.

Yes, but please make sure to keep your beneficiary designation up to date.

Yes. If you terminate your employment, or become ineligible for benefits, you may take this plan with you.

You can find specific information online. You may also call MCC Benefits at 800-395-5565 or email your request to Benefits@MICatholic.org.