UNUM Voluntary Term Life Insurance Rates
| Employee Monthly Step Rates per $1,000 of Coverage | Employee Monthly Cost for Available Coverage Amounts | ||||
|---|---|---|---|---|---|
| Age | Rate | $10,000 | $25,000 | $50,000 | $100,000 |
| 25–29 | 0.056 | $0.56 | $1.40 | $2.80 | $5.60 |
| 30–34 | 0.065 | $0.65 | $1.63 | $3.25 | $6.50 |
| 35–39 | 0.099 | $0.99 | $2.48 | $4.95 | $9.90 |
| 40–44 | 0.106 | $1.06 | $2.65 | $5.30 | $10.60 |
| 45–49 | 0.150 | $1.50 | $3.75 | $7.50 | $15.00 |
| 50–54 | 0.219 | $2.19 | $5.48 | $10.95 | $21.90 |
| 55–59 | 0.317 | $3.17 | $7.93 | $15.85 | $31.70 |
| 60–64 | 0.463 | $4.63 | $11.58 | $23.15 | $46.30 |
| 65–69 | 0.766 | $7.66 | $19.15 | $38.30 | $76.60 |
| 70–74 | 1.34 | $13.40 | $33.50 | $67.00 | $134.00 |
| 75+ | 2.09 | $20.90 | $52.25 | $104.50 | $209.00 |
| Child Monthly Rate for $10,000 of Coverage |
|---|
| $2.75 per month for any number of children |
Eligibility: All employees, including clergy, working 20 or more hours per week.